Cash flow based SME risk assessment


Understanding an SME business is key to achieving good risk decisions and a low NPL profile. This course introduces participants to the key features of sound credit appraisal. There is a strong focus on understanding SME financial statements and cash flows in the context of customers providing unreliable data.

Training courses

Banking & Finance

Course Background

Understand financial statements, income statements and balance sheets

Introduce appraisal of financial statements

Understand main SME risks

Introduce SME non financial information

Key Skills

    • Risk Assessment

    • Financial Assessment

    • Questioning and investigation

This course is also available bespoke for larger groups and organizations.

Who is this course for?

Customer relationship managers who wish to refresh their skills

New customer relationship managers

New CRM team leaders who have responsibility for approving SME loans


Public course dates for - Cash flow based SME risk assessment